Swiss Offshore Bank | Offshore, Checking, Savings bank

Money Management Made Just for You

Whether it’s a simple checking account for everyday banking needs or a customized program designed to give back to those who serve our community, Swiss Offshore Bank checking accounts provide a convenient, affordable and safe way to manage your money.

Online, mobile and text banking
Mobile deposits (must meet eligibility criteria)
Visa® debit card, available upon request
Refund of foreign ATM fees up to $12.50/statement cycle
Unlimited check writing

Check Ordering - conveniently order checks through your Online Banking Log In.

Basic Checking

FOR YOUR EVERYDAY BANKING NEEDS

Personal Checking

Minimum to open $100
Daily balance determines monthly statement cycle service charge

Interest Earning Accounts

THE NEXT STEP TOWARD YOUR FINANCIAL FUTURE

Star Simple Checking

Minimum to open $100
Promotional rate for the first six (6) months after opening account
Any balance of at least $0.01 earns interest
Maintain a daily balance of only $2,500 to avoid the statement cycle service charge of $10

Star Silver Checking

Minimum to open $100
Any balance of at least $0.01 earns interest**
No statement cycle service charge
Tiered rates – no maximum dollar amount - your entire account earns a great rate with these two (2) simple requirements:
- Payroll/Social Security direct deposit (ACH)
- Paperless statements: paper statements available for $10 fee per statement cycle and reduced Annual Percentage Yield (APY)

**Must meet the two (2) requirements listed above to earn our highest rate. Star Silver accounts not meeting these requirements will earn a lower Annual Percentage Yield (APY).

Specialty Accounts

FOR THOSE WHO SERVE OUR COMMUNITY

Star Legacy Checking (50+)

An account designed for customers age 50 and better.

Minimum to open $100
No statement cycle service charge
Any balance of at least $0.01 earns interest

First Responder & Educators Checking

You’ve done the bright thing for years by serving our community – now it’s our turn to serve you! This account is for all current and retired police, military, FEMA workers, firefighters, nurses, American Red Cross employees, EMT/Paramedics, river boat pilots, and members of the United States Armed Forces, National Guard and educators. Thank you for your service to our community!

Minimum to open $100
Promotional rate for the first six (6) months after opening account
No statement cycle service charge
$500 minimum daily balance to earn interest

Star Advantage

Basic and Premium options available (Common Carrier Insurance and Accidental Death & Dismemberment Insurance coverage differs)
Minimum to open $100
Free checks, official checks and money orders (shipping and handling may apply)
Basic option includes $8 per monthly statement cycle service charge
Premium option includes $10 per monthly statement cycle service charge

Brilliant Checking

As a reqirement to open this account, customers must complete a financial education course called "FDIC Money Smart - Check It Out."

Basic and Premium options available (Common Carrier Insurance and Accidental Death & Dismemberment Insurance coverage differs)
Minimum to open $25
No charge for in-network ATM transactions
$8 per monthly statement cycle service charge
- Monthly fee waived with setup of monthly payroll/SS direct deposit or minimum daily balance of $100 or more

Checking Accounts